Tag Archives: personal injury settlements

CAOC Attorneys File Lawsuit on LAPD Cold Case

2 Jan

As reported in the Consumer Attorneys of California (CAOC) eClips on 10/29/13 and in the LA Times
An LAPD analyst filed suit about the disregarding of DNA evidence, implicating a detective in a 1986 MURDER.

LAPD Cold Case Evidence Ignored, Analyst Files Suit

An analyst in the Los Angeles Police Department has filed a lawsuit alleging that an LAPD detective ignored evidence that proved a police officer murdered her boyfriend’s wife in 1986. According to the lawsuit, the plaintiff conducted a DNA test of saliva from a bite mark on the victim and the lead detective disregarded the results, saying the police officer “was not part of this.” The lawsuit names the LAPD as defendant and alleges that the plaintiff was subjected to retaliation and harassment after bringing attention to the DNA tests. CAOC members John Taylor and Matthew McNicholas represent the plaintiff.
Joel Rubin and Richard Winton, LA Times  10/30/2013
Source: LA Times

If you or a member of your family or friends are involved in a motor vehicle accident–collision, or other injury producing the event caused by the WRONGFUL CONDUCT of others, call the Law offices of Mark A Doughty at 530-674-1440. Mark A Doughty has been practicing law in California since 1979. He has served the people of Northern California and represented them without a fee unless he recovers for them (in accident cases). For more information, please see http://GoLaw.com.

GoLaw-Yuba-City-CA-Lawyers-video-Doughty

29 Oct

Video from http://GoLaw.com – Mark A Doughty Accident Injury Attorney – Sacramento, CA – Northern California Personal Injury Lawyer – 1 (530) 674-1440

ACCIDENTS?
Car Accident? Motorcycle Crash? Slip & Fall? Hit & Run?

3 CONVENIENT Northern California Locations:
LAW OFFICES of Mark A. Doughty:
SACRAMENTO, CA – LINCOLN, CA – YUBA CITY, CA

Call Now! No Recovery, No Fee in Accident Cases!
Free Consultation and Flexible Appointments!! http://GoLaw.com

How Much Auto Insurance Do You Need?

11 Jun

Mark A Doughty - California Personal Injury Law
How Much Car Insurance Do You Need?

By Mark A. Doughty, Esq.   www.GoLaw.com

Most drivers think they have too much auto insurance.
Most drivers after involvement in an auto collision find out they had too little!
Don’t get caught having too little auto insurance coverage.

ONE way to reduce your auto insurance premium is to increase the deductible on your collision coverage and reduce on your liability coverage. Sometimes this can make sense, but often it’s not worth the extra risks. In California, the minimum coverages are

1.  Liability Coverage: $15,000 per person and $30,000 per accident

2. Property Damage: $5,000 per accident.  (California Insurance Code §11580.1b)

If you cannot afford liability insurance, you may be eligible for the California Low Cost Automobile Insurance Program. Additional information is available at www.aipso.com/lc or call 1-800-602-8861.

Carinsurance.com has an online calculator to help you evaluate this question based upon your personal family and financial situation (http://www.carinsurance.com/Coverage-Calculator.aspx) or talk to your insurance broker. I find there are sometimes lower prices through Independent Insurance Brokers who can shop 5 or 10 different companies vs. just one as in Farmers, State Farm or Allstate brokers. Contrary to TV ads, you “May Not” be in “GOOD HANDS” with a single company broker!

ProgressiveAgent.com has a wonderful 5 company comparison online that even shows you the competition when they are much lower. I used it when my 18 year old son had a new truck and I did not want him on my policy. It showed us a different company was 50% less for the same coverages!

Bodily Injury Liability

This coverage, which is required in most states, compensates the driver of the other car and its passengers in the event you get into an accident. It also covers the passengers in your car. The main consideration here is protecting your assets against lawsuits that arise from auto accidents. “But I’m a careful driver,” you say. It doesn’t matter. You can get sued even if the accident is not your fault.

Bodily injury liability is sold in standard increments that designate both how much coverage you have per person in an accident, with an additional limit per accident. For example, if you buy bodily injury worth $100,000/$300,000, each of the people you injured could be compensated $100,000, but only up to $300,000 per accident.

How much coverage you need is a function of what assets you have to protect. If you make $30,000 a year and rent your apartment, $50,000/$100,000 should suffice. But if you make more than $75,000 a year, own a house worth $150,000 and have $40,000 in mutual funds, you should consider at least $100,000/$300,000 of coverage. How much you’ll pay to increase your bodily injury liability coverage depends on several factors, including your age, where you live, marital status and driving record. To increase Liability Coverage from $15,000/$30,000 and $5,000 to $100,000/$300,000 and $25,000 can be as low as $50 added annual premium.

One more option: If you have substantial assets, buy $300,000 in bodily injury on your auto policy and $300,000 – to $3,000,000 on the liability portion of your homeowners policy. Then spend another $150 to $300 for a $1 million umbrella policy, which covers you against all manner of liability claims. Should you want still more coverage, the cost for an additional $1 million in coverage is minimal: It’s typically $75 to increase your coverage to $2 million, and then $50 for each million after that, according to the Insurance Information Institute.

Property Damage Liability

This coverage will pay for the repair and replacement of the other guy’s car or property in the event of an accident. State-required minimums are as low as $5,000, but if you total somebody’s Lexus, that won’t begin to cover the damage.

You’re better off with a minimum of $50,000 for each vehicle you own. And to be truly safe, you should have a total of $100,000 coverage.

Medical Payments Protection

DO NOT skimp on this one! Med Pay or PIP coverage pays for the medical and funeral costs associated with an accident for you and your family or any occupant of your vehicle regardless of whose fault it was. Some policies protect a named insured on your policy in another person’s vehicle or as a pedestrian.  Some people SKIP this but there are several good reasons to have this coverage.

1. Your occupants (friends or family) may not have health insurance

2. If the accident is the fault of the other driver and you collect on Med Pay, coverage is immediate and usually not subject to the same Pre-Approval requirements of Health Insurance

3. Even if you eventually collect from the other driver’s insurance you may not have to repay this amount to your insurance company.


Uninsured or Underinsured Motorist

This coverage pays for medical and funeral costs for you and your family in the event you get in an accident with either a hit-and-run driver or a driver who doesn’t have enough auto insurance. Uninsured Motorist policies usually cover bicycle and pedestrian accidents, as well as a named insured on your policy in another person’s vehicle. On average, it costs less than $40 a year for $100,000 coverage annually. Given the prevalence of uninsured drivers nationally, this coverage is essential.  Studies show uninsured drivers in California can be from 15% – 29% of all cars on the road!

Collision and Comprehensive

Collision reimburses you for the cost of repairs or replacement of your car after an accident.  Comprehensive covers you in the event your car falls victim to a natural disaster, vandalism or theft. With either coverage, the lower the deductible you choose, the more the policy will cost you. I recommend that you always choose the highest deductible you can afford ($1,000-$5,000 is fine). In effect you save premium dollars by being Self Insured for the deductible amount.  If you have an older car, you might drop this coverage altogether.

Collision and comprehensive, which can account for 30% to 40% of your total premium, are cash-value coverages. That means if your car is damaged, the most you’ll recoup is the cash value (See kbb.com and nada.com), which declines precipitously as your car ages. If you have cash in a savings account to repair or replace you car on a moments notice you might skip these coverages. However, if you eliminate the coverages, you’ll have to foot the bill if the car is damaged, totaled or stolen.  If it caused by an insured driver it can take weeks or months for the driver’s company to pay out.

Optional coverages:

1. Rental-car reimbursement, which pays as little as $25 or so a day while your car is in the repair shop after a collision.

2. Towing coverage, can be as low as $10 annually. Compare that to the $60 annually to join an Auto Club like CSAA.

3. Full glass coverage, auto glass is expensive and an errant stone can ruin a $500 windshield in the blink of an eye.

About the author: Mark A. Doughty has practiced personal injury and auto collision law in the Sacramento valley since 1980. For questions or representation see www.GoLaw.com or call 916-645-1917; 530-674-1440.

Sources:

1. http://www.GoLaw.com – My 33 Years of Auto Liability Law Practice in Sacramento Valley, California

2. http://www.smartmoney.com

3. http://www.carinsurance.com

4. http://www.dmv.ca.gov

5. http://www.carinsurance-california.com

6. http://articles.latimes.com

7. http://www.insurance.ca.gov

Contact us for your Sacramento accident lawyer today

At the Law Offices of Mark A. Doughty, you can contact us twenty-four hours a day, and we are available for evening or weekend appointments. If necessary, we will even visit you at home or in the hospital. We accept cases on a contingency fee basis, meaning that you pay no fees unless we obtain a recovery for you. For the convenience of our clients, we have Spanish and Punjabi interpreters available.

If you are injured, contact the Northern California Law Offices of Mark A. Doughty for an accident lawyer in the Sacramento Area.

For Yuba City, CA – call 530.674.1440
For Sacramento, CA – call 916.979.1917
For Lincoln, CA – call 916.645.1917

Go to our website: GoLaw.com

@Facebook: http://facebook.com/DoughtyLaw

@Twitter: http://twitter.com/DoughtyLaw

Filed under: Auto Insurance Tips

Topic: Automobile Accidents

Litigating Claims for Sacramento Car Accidents

2 Apr

The following is excerpted from our SQUIDOO BLOG

Litigating Claims for Sacramento Car Accidents

Mark A Doughty: Car Accident Lawyer in Sacramento explains what is involved.

When you retain the services of a Sacramento car accident lawyer, you need one who is not only well-versed in the law, but who knows how to apply it to your particular case. No two claims in this area of practice are exactly alike, and you need an approach that is tailor-made to your situation.
How Sacramento auto accidents are litigated

The following are descriptions of litigation procedures for different types of accident cases:

    •    Defendant has No-insurance in the accidents: If the driver who hit you does not have any insurance, he or she is still liable for the damage done to your car, property, or person, and your Sacramento car accident lawyer can litigate accordingly. Also, we can proceed and recover against your uninsured motorist carrier.

•    Hit-and-run accidents: If the perpetrator of the hit-and-run is caught, a car accident lawyer in Sacramento can request an award of punitive damages, in addition to other forms of compensation. If the driver who caused the collision is not caught, we can proceed and recover against your Uninsured Motorist Carrier.
•    Truck Accidents and Vehicle Collisions: Additional parties who can be held responsible for the accident / collision (besides the driver) include the employer of the driver, the truck / vehicle manufacturer, the loaders, and the auto mechanics who worked on the truck or vehicle.
•    Motorcycle accidents: Motorcyclists are much more likely to suffer severe injuries than motor vehicle drivers in Sacramento auto accidents. This is because they are not enclosed in a vehicle like the driver of a car, so there are fewer barriers between the driver and the objects involved in a crash. Attorneys for motorcyclists usually seek and recover higher awards during litigation that will compensate for any injuries received.
•    Bus accidents: Governmental Claims are often filed in these cases, in accordance with the large number of passengers who sustain injuries.
•    Road construction-related accidents: Road maintenance crews, supervisors, and even county and other Governmental Agencies may all be held accountable for poorly constructed, maintained, repaired road surfaces or dangerous condition of public property that have led to devastating injuries.
•    Inclement weather-related accidents: Rough weather does not preclude a driver from being especially careful on the road. Therefore, your attorney will insist that a driver who blames weather conditions for the accident is still responsible for failing to take necessary precautions.
•    If you have Uninsured Motorist Coverage Insurance on your vehicle, your insurance company must pay for the damage to the vehicle, even though the negligent, at fault, driver has no insurance.

Injury Attorney | Mark A. Doughty Law Blog | Legal Resource Articles

Why Do I Need an Accident Lawyer in the Sacramento Area?

While it is possible to represent yourself in Sacramento accident litigation, the Law Offices of Mark A Doughty are here to support you in your Catastrophic Personal Injury in Sacramento, CA

Anyone who suffers a catastrophic Sacramento personal injury knows firsthand the pain, fear, and immediate Causes of Automobile Accidents in Sacramento

The causes of an automobile accident in Sacramento are numerous and varied.

In the thirty-year practice… Accident Attorney | Mark A. Doughty | GoLaw.com

  • Caring, Tough & Effective Representation:

Based in Yuba City, the Law Offices of Mark A. Doughty helps accident victims in Sacramento, Lincoln, Marysville, Roseville, Rocklin, and throughout California obtain the recovery they deserve from the parties responsible for the injuries they have suffered.

SERIOUS PERSONAL INJURIES

Auto Accidents, Motorcycle Accidents, Trucking Accidents, Pedestrian / Bicycle Accidents, Public Transportation Accidents, Wrongful Death, Slip & Fall / Premises Liability, Animal Attacks, Products Liability, Defective Drugs/Drug Interactions, Unsafe Public/Private Property, Construction Site Accidents, Third Party Liability, Aircraft Accidents and Water-Related Injuries.

Contact us for your Sacramento accident lawyer today

At the Law Offices of Mark A. Doughty, you can contact us twenty-four hours a day, and we are available for evening or weekend appointments. If necessary, we will even visit you at home or in the hospital. We accept cases on a contingency fee basis, meaning that you pay no fees unless we obtain a recovery for you. For the convenience of our clients, we have Spanish and Punjabi interpreters available.  If you are injured, contact the Northern California Law Offices of Mark A. Doughty for an accident lawyer in the Sacramento Area.

For Yuba City, CA – call 530.674.1440
For Sacramento, CA – call 916.979.1917
For Lincoln, CA – call 916.645.1917

Go to our website: GoLaw.com
Facebook: http://facebook.com/DoughtyLaw
Twitter: http://twitter.com/DoughtyLaw
Read full article at: Our SQUIDOO BLOG
Filed under: Personal Injury Settlements
Topic: Automobile Accidents

10 Things to Do in Case of an Auto Accident

2 Mar
GoLaw.com

Author: Mark A. Doughty

Website: http://GoLaw.com

Blogger: http://markadoughty.blogspot.com

WordPress: https://markadoughty.wordpress.com

Legal Articles: http://golaw.com/newsletters/

File under: Personal Injury Law, Auto Accidents, Car Crash, What to do


March 1, 2012

The following information was written by Northern California Accident – Injury Lawyer, Mark A. Doughty to help you have general information. It is intended to inform the public and not serve as legal advice.
10 Things to Do in Case of an Auto Accident


1.) Stop

No matter how minor an accident may be, the failure to stop can result in serious criminal consequences. If possible, stop your vehicle at the point nearest the accident scene without obstructing traffic more than necessary.

2.) Render Aid

If anyone is injured:

– Render first aid to the extent you are qualified

– Stop bleeding

– Call a doctor or an ambulance or both

– Do not move an injured person in any way that could possibly add to his or her injury.

3.) Protect the Scene and those Involved from Further Damage or Injury

If the accident has obstructed the roadway, take measures to adequately warn approaching drivers. If the highway is obstructed at night, illuminate the accident scene if possible. Use the warning flashers that are standard equipment on most vehicles. If you can do so safely, take photos of the scene and the vehicles at rest before they are moved.

4.) Dial 911 to call a Police Officer

State and local police officers are trained accident investigators. Their expertise may be invaluable in establishing the reason the accident occurred.

5.) Gather Information and Write It Down

Don’t trust your memory. Write down the facts, including the names and addresses of witnesses; skid marks and distance measurements; and the names, addresses and license plate numbers of the drivers involved.

Participants in automobile accidents are required by law to exhibit their driver’s licenses and provide their vehicle registration numbers, insurance carriers, insurance policy numbers, and names and addresses of their local insurance agents to each driver involved in the accident.

Below is a handy form to help you collect the appropriate information:

Name(s) Address(es) of Driver(s)____________________________________________________

License Plate Number(s)__________________________________________________________

Insurance Carrier(s)______________________________________________________________

Name(s) and Address(es) of Agent(s)_____________________________________________

Name(s) and Address(es) of Witness(es)_______________________________________________

Skid Mark Measurements__________________________________________________________

Distance Measurements__________________________________________

6.) Be Careful What You Say

Do not admit fault even if you think the accident was your fault. You may discover later that the other driver was equally or more at fault. Statements made during the excitement of an accident may be misconstrued or later misquoted by others. Discuss the accident with the investigating officer, your attorney and your insurance company.

7.) See Your Doctor

Serious injuries do not always result in immediate pain or bloodshed. It may be hours or even several days before you feel the effects of the injuries received. Consult a doctor or hospital if there is the slightest chance you may be injured.

8.) Inform Your Insurance Company Immediately

Your insurance company employs trained investigators who will attempt to develop all evidence for your defense. Failure to promptly notify your insurer may void your policy and leave you without insurance coverage for damage resulting from the accident.

9.) File an Accident Report with the Department of Motor Vehicles (DMV)

Regardless of fault, the operator of every motor vehicle involved in an accident resulting in death or personal injury or property damage of $750 or more within the State of California must report the accident to the DMV within 10 days using a SR-1 form or you may lose your license.

10.) Consult Your Lawyer Promptly

If you anticipate filing a civil claim for damage or facing a trial on a traffic violation charge, the sooner your lawyer is brought into the matter the better he or she can advise you and protect your rights. Your personal injury lawyer can obtain statements from the witnesses while their memories are fresh and assure that the true facts are preserved.

Get your lawyer’s advice before giving any interviews or statements, except to representatives of your insurance carrier.


If you or a loved one is involved in a serious injury accident you should contact the Law Offices of Mark A Doughty, Accident – Injury Attorney at once.

For Yuba City, CA – call 530.674.1440
For Sacramento, CA – call 916.979.1917
For Lincoln, CA – call 916.645.1917

Social Links:

Twitter- @DoughtyLaw – http://www.twitter.com/DoughtyLaw

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How do I get the money to hire an Accident Attorney – Injury Lawyer?

23 Feb

Mark A Doughty - California Personal Injury Law

How do I get the money to hire an Accident Attorney – Injury Lawyer?

The following is excerpted from our BLOG on SettlementBoard.com > Law Blog

How is Personal Injury Litigation in Sacramento Financed?

At the Law Offices of Mark A. Doughty we do not collect fees on injury cases unless we collect money for you. We charge no money down and no money per month o n PI cases.

You made the difficult but necessary decision to engage in personal injury litigation. But how are you going to pay for it?  Fortunately, many Sacramento personal injury attorneys work on what is known as a contingency basis.   This means that they do not collect a fee unless they obtain a recovery for you.  While this is often a benefit enjoyed by clients of the Law Offices of Mark A. Doughty, we recognize that it is not applicable to every case.  Therefore, several options for financing your personal injury attorneys in the Sacramento Area are listed below at other attorney’s offices:

Discuss a payment plan with your injury attorney in the Sacramento Valley. It is not uncommon for clients to tell their counsel that a substantial payment or immediate retainer is not feasible for them.  Your personal injury attorneys in Sacramento may provide payment plans for individuals such as yourself.

Talk to a loan company that finances California injury attorneys. Some of these organizations may offer a contingency-basis loan, even if your injury attorney in Sacramento does not.  This means that you only need to repay the money you borrowed if your case is won or settled.

Research low or no-cost legal aid options. You may be able to secure a personal injury attorney in Sacramento through your local legal aid society.  Look for community organizations that offer reduced fees for legal services.  The Sacramento injury attorney who is retained may be a highly competent professional who volunteers his or her services.  In addition, if you belong to a professional organization, such as a union for police officers, firefighters, or veterans, low or no-cost Sacramento personal injury litigation may be within your reach.  Discuss your case with a leader or representative from your organization.

Contact us for your Sacramento accident lawyer today

At the Law Offices of Mark A. Doughty, you can contact us twenty-four hours a day, and we are available for evening or weekend appointments. If necessary, we will even visit you at home or in the hospital. We accept cases on a contingency fee basis, meaning that you pay no fees unless we obtain a recovery for you. For the convenience of our clients, we have Spanish and Punjabi interpreters available.  If you are injured, contact the Northern California Law Offices of Mark A. Doughty for an accident lawyer in the Sacramento Area.

  • Yuba City, CA – call 530.674.1440
  • Sacramento, CA – call 916.979.1917
  • Lincoln, CA – call 916.645.1917

Go to our website: GoLaw.com

Read full article at: Our SettlementBoard BLOG

Filed under: Personal Injury Settlements

Topic: Automobile Accidents

Mark A Doughty - Injury Accident Lawyer - Golaw.com

Mark A Doughty – Injury Accident Lawyer – Golaw.com

What Should You Do If Someone You Know Is Seriously Injured?

20 Jan

What Should You Do If Someone You Know Is Seriously Injured?

The following is excerpted from our BLOG on Lawyers.com > Law Blog

Catastrophic Personal Injury in Sacramento

Friday, January 20, 2012 by Mark A. Doughty

Anyone who suffers a catastrophic personal injury knows firsthand the pain, fear, and immediate physical trauma that such an experience can cause. Unfortunately, the long-term effects associated with these traumatic events cannot be overlooked. They can alter the life of the victim for years to come—and possibly on a permanent basis. Here, the Law Offices of Mark A. Doughty illustrates just a few of the lasting problems that catastrophic Sacramento personal injuries can cause:

Loss of a bodily system or function. Victims of catastrophic Sacramento injuries such as paraplegia or quadriplegia lose the ability to perform many of their former daily tasks. Depending on the nature and extent of the damage to their spinal cords, they may lose reproductive, digestive, or even respiratory function. Such physical dependence often leads to the need for full time assistive care, either by a nurse or other medical professional, such as a certified home attendant.

Multiple surgeries. It is not uncommon for a Sacramento personal injury lawyer from our firm to obtain compensation for victims in need of multiple surgeries. Often the physical damage from catastrophic injuries is so great that it cannot be remedied with just one, or even two, surgeries. It is possible that a victim will need to visit the operating room dozens of times in order to have his or her medical issues fully addressed.

Rehabilitation. Physical, occupational, and speech therapy are just a few of the treatments for which a personal injury lawyer in Sacramento may seek benefits on your behalf. These therapies can continue for months, or even years, depending upon the extent of your injuries.

Lengthy hospital stays. Weeks, and sometimes months, of intensive care can add to the financial burden borne by victims of catastrophic injuries. Retaining the services of an injury lawyer in Sacramento may be crucial to obtaining a settlement that covers the expenses incurred by these stays.

You found the right Sacramento personal injury lawyer

The Law Offices of Mark A. Doughty can provide an accident lawyer in Sacramento who will answer all of these questions and more.  With over thirty years of experience, we regularly achieve outstanding results for our clients, and have obtained millions of dollars in verdicts and settlements for them.  We are available to discuss your case twenty-four hours a day, and will gladly schedule evening and weekend appointments.

If necessary, we will even visit you at home or in the hospital.  We accept cases on a contingency fee basis, meaning that you pay no fees unless we obtain a recovery for you.  For the convenience of our clients, we have Spanish and Punjabi interpreters available.  With unparalleled qualifications such as these, we feel confident that when you retain the services of our firm, you will be sure it is the right one for you.

Contact us for your Sacramento accident lawyer today

If you are injured, contact the Northern California Law Offices of Mark A. Doughty for an accident lawyer in Sacramento.

  • Yuba City, CA – call 530.674.1440.
  • Sacramento, CA – call 916.979.1917.
  • Lincoln, CA – call 916.645.1917.

Go to our website: GoLaw.com

Read full article at: Our SettlementBoard BLOG

Filed under: Personal Injury Settlements

Mark A Doughty - Injury Accident Lawyer - Golaw.com

Mark A Doughty - Injury Accident Lawyer - Golaw.com